What you need to know about SR22 Insurance in 2022

 

SR22 Insurance: In California, you must buy Insurance for your vehicle.

What you need to know about SR22 Insurance in 2022

Vehicles must meet the insurance rule per California Insurance Code §11580.1b. 

The most popular option is to buy an auto insurance policy. 

• Click here for an Auto Insurance Quote.

www.NarvaezIns.com will help you find low-cost Insurance and register your vehicle with CA DMV

You must have at least the following;

• $15,000 for injury/death per person.
• $30,000 for injury/death to two or more people
• $5,000 for property damage. (someone else’s car)

Driving under the influence will result in suspension and restriction of your license.

SR22 Insurance Per CA DMV Website  – and DUI program activities will help you recover your license.

First offense.

• You completed a chemical test.
• The results showed above the legal limit alcohol content. 
• You were age 21 or older.
• Your driving privilege is not suspended or revoked for some other reason.

Restriction Requirements:

*Serve out a 30-day suspension period from the suspension effective date.

• Provide proof of enrollment in a first offender DUI program as described in CVC §23538(b).
• File proof of financial responsibility, also known as SR 22 insurance.
• Pay a $125 reissue fee.
• Your license is often restricted to and from work and DUI programs.

SR22 Insurance is not an auto insurance policy but an addition to your auto insurance policy. 

SR insurance helps you follow CA DMV requirements to recover your driving license.

It would be best if you kept your insurance policy active, or else your driver’s license will suspend. 

Also, the SR22 Insurance restricts your auto insurance policy. 

• The vehicle listed on your policy registered to you
• All household drivers are listed
• You cannot insure a car, not in your name

What if you do not own a vehicle?

Not to worry, Narvaez Insurance Services has the solution for you with a non-owner policy. 

Restrictions may apply to a non-owner policy.

• You can buy an insurance policy with no vehicle listed
• Cannot own a vehicle 
• No coverage for household vehicles

Follow these best practices when looking for insurance coverage.

1. Call your insurance agent.
2. Your Insurance agent will provide you with guidance and support
3. Find three or more insurance quotes
4. Ask for available discounts
5. Find out if you can add Roadside service
6. You may need more coverage if you are making payments on your car
7. Make sure your name, driver’s license, and address are correct
8. Auto-pay options will help you save on installment fees
9. Notify your agent of any changes