Business Owner’s Policies (BOPs)
Comprehensive business coverage in one policy
Running a business comes with risks—but a Business Owner’s Policy (BOP) makes coverage simple. At Narvaez Insurance Services, we offer customized BOP insurance in Solano, Napa, and Sonoma, bundling property, liability, and business interruption coverage to keep your company protected.
Protect your business with one simple policy
A Business Owner’s Policy (BOP) combines essential coverages into one affordable plan, saving you time and money. Whether you own a small shop, office, or growing business, a BOP policy provides general liability, commercial property, and lost income protection—so you can focus on what matters most.
What is included?
One policy, complete protection:
- General liability coverage – Protects against lawsuits from customer injuries and property damage.
- Commercial property insurance – Covers your business building, equipment, and inventory.
- Business interruption coverage – Reimburses lost income if your business is forced to temporarily close.
- Cyber liability add-ons –
Optional protection against cyberattacks, fraud, and data breaches.
The smart way to protect your business
Understanding Business Owner’s Policies (BOPs)
Who needs a Business Owner’s Policy?
A BOP policy is ideal for small and mid-sized businesses with a physical location, assets, or customer interactions. Whether you own a restaurant, retail store, or office, a BOP combines essential coverage into one plan.
What’s the difference between a BOP and general liability insurance?
General liability insurance only covers third-party injuries and property damage. A BOP policy includes liability, commercial property, and business interruption insurance—offering more comprehensive protection.
Is a BOP required for my business?
A Business Owner’s Policy isn’t legally required, but many landlords, vendors, and clients expect proof of insurance. Having a BOP policy ensures your business is protected from common risks.
How much does a Business Owner’s Policy cost?
BOP insurance is affordable because it bundles coverage at a lower rate than purchasing separate policies. Costs depend on business type, location, and risk factors, but we’ll help you find the best business insurance in Sonoma, Napa, and Solano.
How do I get a BOP insurance quote?
It’s easy! Call us today for a customized BOP insurance quote in Solano, Napa, or Sonoma, and let us help you protect your business the smart way.
Get complete coverage today!
A Business Owner’s Policy simplifies insurance while saving you money. Whether you need general liability, property insurance, or business interruption protection, we’ve got you covered. Call us today for a BOP insurance quote in Solano, Napa, or Sonoma.
