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Commercial General Liability

Protect your business from costly claims

Lawsuits can happen when you least expect them. General liability insurance (CGL) safeguards your business against injury claims, property damage, and legal fees. At Narvaez Insurance Services, we offer customized general liability insurance in Sonoma, Napa, and Solano to keep your business protected and compliant.

Coverage that keeps your business secure

Every business—large or small—faces risks. A single lawsuit could cost thousands, even millions, in damages. General liability insurance (CGL) protects your business from customer injuries, property damage claims, and advertising lawsuits. Whether you’re a contractor, retailer, or service provider, we help you find the best general liability insurance in Sonoma, Napa, and Solano.

What is included?

Comprehensive protection for your business:

  • Bodily injury liability – Covers medical costs and legal fees if a customer is injured on your business property.
  • Property damage coverage – Pays for repairs if your business accidentally damages someone else’s property.
  • Legal defense costs – Covers attorney fees, court costs, and settlements for covered claims.
  • Advertising liability – Protects against claims of defamation, copyright infringement, or misleading advertising.
Your liability coverage questions answered

Understanding general liability insurance (CGL)

  • Does my business need general liability insurance?

    If you interact with customers, own a storefront, or provide professional services, general liability insurance is essential. It protects against lawsuits, medical claims, and property damage. Many clients, landlords, and vendors require proof of general liability insurance in Sonoma, Napa, and Solano before signing contracts.

  • What’s the difference between general liability and professional liability insurance?

    General liability insurance covers physical injuries and property damage, while professional liability insurance (errors & omissions) protects against claims of negligence, mistakes, or professional errors. Businesses that provide consulting, legal, or financial services may need both types of coverage.

  • How does general liability insurance protect contractors?

    Contractors, electricians, and construction businesses face high liability risks. General liability insurance covers job site injuries, accidental property damage, and customer lawsuits. Many cities and clients require general liability for contractors in Napa, Solano, and Sonoma before issuing permits or awarding contracts.

  • What does general liability insurance NOT cover?

    General liability does not cover employee injuries (workers’ comp), vehicle accidents (commercial auto), or damage to your own business property. If you need additional protection, we offer customized business insurance packages to cover all potential risks.

  • How much does general liability insurance cost?

    The cost of general liability insurance in Sonoma, Napa, and Solano depends on your industry, risk level, and coverage limits. Contractors and high-risk businesses often pay higher premiums, but we help find affordable policies that fit your needs and budget.

Get protected today!

Lawsuits can financially devastate a business. With general liability insurance, you gain protection against injury claims, property damage, and legal costs. Call us today to get a quote for general liability insurance in Sonoma, Napa, and Solano and protect your business from unexpected risks.

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